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Your Money

Where there’s a will, there could be a better way

By Sam Barrett , 19 November 2014

The law on who inherits when you die changed on 1 October, meaning that even those with existing wills ought to rethink the way they are drafted

Should you ditch final salary for new pension freedoms?

Many people in gold-plated employer pensions will be tempted to transfer out to take advantage of new pension freedoms.

Annuity rate slide continues

Providers have been unable to maintain rates, faced with a slowdown in demand and falling gilt yields

£15,000 income from an Isa: What happened next

In an update to a September 2014 Portfolio Clinic about taking income from a £250,000 Isa portfolio, we find out what the investor did next.


Islamic finance gets competitive

New products are attracting non-Muslim investors to the world of Islamic finance

Tax-free peer-to-peer lending nearly a reality

Investors are closer to getting access to peer-to-peer lending in Isas and Sipps


Buy to let: locked out of london

Would-be landlords are being priced out of the capital’s property market – but with plenty of value on offer in the regions they shouldn’t be too concerned. Jonas Crosland reports

Planning for a disabled dependant

Investors with mentally or physically disabled dependants can use special tax efficient trusts as part of their inheritance planning.

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