Understanding risk and reward is key to investment. Any investment that can generate large returns usually involves assuming more risk. Funds are no exception.
Our fund tips are intended to be investment ideas for you to consider. We offer no guarantees. Only you can decide whether something we have tipped is a suitable investment for you, and you must take the final responsibility for the decision to buy, or sell.
In the words of the Financial Services Authority, past performance is no guide to future performance. Back up our recommendations with your own research. Make sure you understand the fund, its aims and the risks involved before you invest your money.
If you are uncomfortable with this, you should either consider lower-risk investments such as savings accounts and premium bonds or use the services of an independent financial adviser (IFA) to assess your risk profile and recommend suitable investments.
You can find an IFA in your local area by using our Find an IFA tool.
