We use cookies to improve site performance and enhance your user experience. If you'd like to disable cookies on this device, please see our cookie management page.
If you close this message or continue to use this site, you consent to our use of cookies on this devise in accordance with our cookie policy, unless you disable them.

Close
2 FREE PAGES remain this month
or
for more website access

You can view 2 more articles. Please register to view this article, or subscribe for share tips and full online access.

Shopping for value

Shopping for value

It's hard to muster enthusiasm for most investments in the retail sector. Last year inflation chipped away at consumers' disposable income. This year inflation is lower, but the economy is shrinking. Yet canny contrarian investors are putting their money into one niche - discount retail property - and it may be worth following suit.

One the face of it, retail property looks like a tough area to be in right now. Peacocks and Game Group went under in the first quarter, hitting landlords. Other retailers will let leases expire as they consolidate their business around the internet and a portfolio of profitable city stores and retail property prices have been edging lower since last autumn.

Yet the big victims of the squeeze on disposable incomes are in the mid-market. Pound shops and convenience stores, like luxury brands, are coping pretty well. Rents account for a lower proportion of store turnover in down market centres than in big malls, which means retailer profitability is more insulated. Best of all, rental yields in value centres are high - typically at least 8 per cent. So companies with good access to bank debt can make a lucrative carry trade by borrowing at 4-5 per cent and investing at 8-10 per cent.

Tellingly, two property specialists with excellent track records wax lyrical about the sector. Most property executives failed to anticipate the property crash, with disastrous results, but there are exceptions. David Lockhart sold his Aim-traded property vehicle Halladale in April 2007 - just before the peak - only to float value retail specialist NewRiver Retail in September 2009, after market falls of 45 per cent.

Another company with an excellent track record is Aim-traded fund manager First Property Group . Chief executive Ben Habib worried back in 2005 that the rental yield on UK real estate had fallen below the cost of debt, and consequently sold out to buy in higher-yielding Poland. But he returned to the UK with an institutional fund in early 2010 and is now setting up a second vehicle to buy higher-yielding retail properties. Affordable rents are the key, stresses Mr Habib. If stores are let on expensive pre-crisis leases, low-yielding upmarket centres can be riskier investments than your local shopping arcade.

IC VIEW:

Sentiment is bearish towards retail, but the right properties bought cheap can generate strong and sustainable cash flows. As a long-term contrarian investment, NewRiver looks sound on a 7.8 per cent dividend yield. First Property, one of Simon Thompson's Bargain Shares last year, yields 6.5 per cent and boasts an enviable track record of growth.

visible-status-Standard story-url-valueretail_020512.xml

By Stephen Wilmot,
02 May 2012

Print this article

Related Companies

Register today and get...

Register today and get...