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Are we saving too much?

We hear a lot about people saving too little for their retirement. But could it be that many of us are making the opposite mistake, and saving too much for it? Of course, the pensions industry thinks not. But their belief has the same motive as Philip Morris's claim in 1964 that "We don't accept the idea that there are harmful agents in tobacco". What's more, it might have not only the same motivation, but similar intellectual validity.

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By Chris Dillow,
08 January 2013

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