By Chris Dillow and Paul Taylor , 28 January 2013
Giles, age 45, is a semi-retired self-employed property consultant. He has investments worth £2m, comprising £900,000 in equities, £300,000 residential property and £800,000 fixed-term bank bonds of varying maturities, with an unmortgaged family home.
While he wants to preserve his wealth he also wants to invest in long-term equity holdings and medium-term cyclical holdings. He is especially keen to invest in housebuilders and other cyclicals as his bank bonds mature. He confines his holdings in funds to emerging market investment trusts.