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What does 2013 hold for savers?

Savers have been struggling to find much in the way of real net returns ever since the Bank of England base rate fell to 0.5 per cent in 2009. But since the introduction in August 2012 of the government's £80bn Funding for Lending scheme (FLS), which enables banks and building societies to borrow very cheaply from the Bank of England with a view to boosting mortgage lending, the savings arena has become an altogether more treacherous place.

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By Faith Glasgow,
28 January 2013

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