In this week's personal finance podcast Moira O'Neill and the personal finance team discuss building up a retirement portfolio, how UK equity funds achieve their returns and using the market falls to offset your tax bill.
Personal finance writer Kate Beioley, meanwhile, quizzes the experts who constructed our two model exchange traded fund (ETF) portfolios for capital growth. She finds out how they have been doing and what changes have been made.
The team are joined by special guests Christopher Aldous, managing director of Charles Stanley Pan Asset and David Liddell, chief executive of online investment adviser IpsoFacto Investor.
Click here to listen to or download the podcast from Soundcloud.