Investors Chronicle - Retirement Income

Retirement Income

By Maike Currie, 21 February 2012

Sipps offer great investment flexibility – but how well are these pensions vehicles protected from a provider default?

Recent articles

Drip-feeding into drawdown

By Maike Currie | 31 January 2012

Generate a higher income in capped drawdown by taking advantage of stock market volatility.

'Many investors are considering the merits of flexible drawdown and flexible annuities as an alternative way to get a higher income in retirement'
Have you applied for fixed protection?

By Maike Currie | 30 January 2012

Failing to apply for fixed protection could cost you thousands of pounds in tax-free pension money.
Gold-plated pensions lose shine

By Moira O'Neill | 24 January 2012

Companies are reducing final-salary pension benefits by using an inferior inflation measure

'Around a fifth of surviving private sector final-salary pension schemes have slimmed down benefits by switching from RPI to the lower CPI inflation measure'
Getting a decent income

By Maike Currie | 16 January 2012

Annuity rates are paltry, while those in capped drawdown arrangements have suffered substantial falls in income. But flexible annuities offer a way to secure a decent income in retirement.
Pension providers forced to highlight annuity choices

By Leonora Walters | 03 January 2012

Pension providers will have to ensure that their customers know they can buy an annuity from a different company

"We have worked very hard with our member firms to encourage more people to shop around at retirement, but there are still too many people who choose not to"