Managing Your Money 

Nuts and bolts of Junior Isas

Nuts and bolts of Junior Isas

Come 1 November 2011 parents will have a new children's savings option in the form of the junior individual savings account (Isa). The junior Isa will replace the child trust fund (CTF), another government-sponsored savings scheme, which closed for new applicants on 2 January this year. However, existing CTFs will continue to be run until their maturity - that is, when the child in whose name they were opened turns age 18.

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