The unprecedented financial events of the past year plunged investors into one of the worst bear markets in history, but if there is one lesson history has taught, it is that bear markets are laden with opportunities. Investors with enough patience to ride out the storm will be well advised to seek out funds for their individual savings accounts (Isas) aimed at long-term delivery. The key, however, is to use long-term growth funds to add diversification to your portfolio - and to do this you need to cast your gaze beyond merely UK-based equity offerings.
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