If you want better investment returns by maximising the cost efficiency of your individual savings account (Isa), exchange traded funds (ETFs) are worth some consideration. It's their low charges that will help you achieve better efficiency - they rarely have a total expense ratio (TER) above 1 per cent and can go as low as around 0.1 per cent - making them much less costly than the actively managed funds you may already hold in your Isa portfolio.
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