Join our community of smart investors

Will my investments still feed me, when I'm 94?

This week's Portfolio Clinic candidate, Philip, aged 58, is certainly not contemplating being "Yours sincerely wasting away" in six years' time. He says: "If I live to age 90 (my relatives are long lived) my investment horizon is 32 years, so I don't see a good reason to adopt a conservative investment stance."

He's right to focus on life expectancy and how that affects his investments and asset allocation. Many financial advisers say that investors tend to underestimate how long they will live by about five years, running the risk of leaving themselves with lower income levels at the end of retirement.

To continue reading...
Join our Community of Smart Investors
  • Independent full-length company analysis
  • Actionable investment ideas and recommendations
  • Expert investment tools and data
  • Stock screens from Algy Hall
Have an account? Sign in