Stock market falls can be a good way to wake up to the realisation that your portfolio is higher risk than you would like. Since the market peaked in April 2015 stocks have been on a rollercoaster ride. With funds having lost money already, it is too late to protect yourself from the volatility at the start of the year. But it is a good time to prepare for the next bout of volatility by looking at funds designed to minimise losses and protect your capital in the worst of times.
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