Managing Your Money 

Don't try to time dips and diversify your portfolio

Reader Portfolio

Jane Richardson, 53


Isa, shares portfolio, Junior Isa, CTF and cash


Save for children and retirement

<p>Isa, shares portfolio, Junior Isa, CTF and cash</p>

Jane is 53 and self employed. She is aiming to save at least £33,000 for each of her two children within the next five years to cover university costs or deposits to buy a home. Her long-term goal is to save for her own retirement, looking to substantially beat cash interest rates by investing selectively.

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