Portfolio Clinic 

Don't bet on being able to spend less in retirement

Reader Portfolio

Haydn Ward, 54


Sipp, Isa, employee pensions and share schemes, trading account


Retire in the near future

<p>Sipp, Isa, employee pensions and share schemes, trading account</p>

Haydn Ward is 54 and following a health scare hopes to retire. He is not working while he considers if this is possible.

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