Keeping an eye on risk

Keeping an eye on risk

We can skip to step two of the portfolio construction manual as, having decided to invest in a self-invested personal pension (Sipp), the objective is established as being well off in retirement. The next thing is to estimate how much money is enough, based on your anticipated lifestyle, property situation and adjusting for inflation. With a Sipp (unless you trade it in for an annuity) you will continue to accrue investment returns throughout your life, but having a target amount of money for retirement is useful to help you manage your approach to risk as you build the portfolio.

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