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How to manage your portfolio on the road to retirement

How to invest when you're approaching retirement
How to manage your portfolio on the road to retirement

Key characteristics 

  • Falling requirements from financial dependents 
  • High levels of disposable income
  • Between five and 10 years from retirement

Your children have left home (or have at least stopped absorbing all your spare income), you’ve taken a decent chunk out of your mortgage and your monthly savings are starting to look a lot healthier. These are the prime accumulation years for a self-invested personal pension (Sipp) – a chance to take plenty of risk, which combined with regular contributions can see it achieve steady compound growth, and set you up for a comfortable retirement.

To get started, get to know Sipps by reading our full guide

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