Passive funds can be a good option for individual savings accounts (Isas) because passive investing is particularly suited to the long term. Nowadays there is a wide range of passive products and strategies available to investors, not just simple index-tracking open-ended funds. Exchange traded funds (ETFs) provide access to many asset classes via different investment styles. And as technology and artificial intelligence change the way indices are constructed, passive funds increasingly provide investors with a flexible way to invest at a low cost.
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