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How should I invest to fund a new home and my children's education?

This investor hopes his Isa will help his family buy a new home within three years
How should I invest to fund a new home and my children's education?
  • This investor hopes to fund his children's education with investments in VCTs and EIS
  • But as these are very high risk should think about holding a larger portion of his wealth in less risky investments, where possible within Isas
Reader Portfolio
James and his wife 37
Description

Isa, pension and investment bond invested in funds and shares, VCTs, EIS, cash, residential property.

Objectives

Buy new home worth up to up to £1.5m, save £200,000 for children’s education in next 10 years, 5% average annual total return with Isa.

 

Portfolio type
Investing for goals

James is age 37 and earns around £100,000 per year, and his wife earns £40,000 per year. They have two children, and their home is worth about £700,000.

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