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How can I buy a £1m home and grow my family's investments?

Is a military pension enough for these readers to achieve their financial goals?
How can I buy a £1m home and grow my family's investments?
  • These readers aim to buy a £1m home in five years and grow their own and their children's investments
  • Both will receive military pensions from the date they leave their jobs
Reader Portfolio
Catherine and her family 44, 39, 9 and 7

Isas, Sipps and trading account invested in shares and funds, pensions, VCT, structured product, cash, residential property


Buy new home worth about £1m in 4-5 years, grow disposable income, average annual return of 7%-8%, pass wealth tax-efficiently to children, grow children's investments, minimise cost of investment, minimise time spent managing investments.

Portfolio type
Investing for growth

Catherine and her husband are ages 44 and 39, and have a joint income of about £180,000 a year. Their children are ages nine and seven. Their home is worth about £480,000 and mortgage free.

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