- Darren wants to reduce his working hours when he is 55 so wants his investments to make up an income shortfall of £50,000
- He needs to reconsider his country-specific and broader asset alternatives
Pensions invested in funds and shares, cryptocurrencies, residential property, cash.
Reduce my workload at age 55, generate £50,000 per year from investments between 55 and 70 to help fund holidays and leisure, average investment growth of 5 to 8 per cent a year, reduce risk approaching age 55, cover children's education costs and help them buy homes, make better use of cash.
Darren is age 46, self employed and earns around £120,000 per year. His children are ages 11 and 14. His home is worth about £750,000 and has a mortgage of £280,000. He also has a buy-to-let property worth about £220,000 with a £115,000 mortgage which provides rent of £750 per month.