- This investor wants to retire in his 50s and have an income of £30,000 a year by the time he is 60
- His personal situation means that at present it probably makes sense to hold the majority of his investments in a diversified basket of global stocks
- He should ensure that he does not hold funds with many of the same investments as each other
Pensions and Isa invested in funds, unquoted company, cash, residential property
Retire in 50s, income of £30,000 a year by age 60, increase contributions to Sipp and Isa, add Asia fund to Sipp, diversify assets with non-equity investments.
Stuart is 29 and works in a pharmacy for a salary of about £26,000 a year. His boyfriend is self-employed and growing his business. They bought their first home last year which is worth about £142,000 and has a mortgage of £75,000.