- These investors estimate that they will need a retirement pot of £800,000
- They should not hold back cash to try to time the market
- They could probably meet their objectives with cheaper funds than they currently hold
Reader Portfolio
Nick and his wife
48 and 43
Description
Sipp and Isa invested in funds and shares, cash, residential property.
Objectives
Retire when Nick is age 67 on an income of £48,000 a year, supplement pensions income with £32,000 a year from investments, build up investments to large enough size to generate this amount sustainably.
Portfolio type
Investing for growth
Nick is age 48 and his wife is 43. He is self employed and earns roughly £80,000 a year after tax, and his wife has a share in his limited company. They have children aged 16 and 19.