Portfolio Clinic 

Relying on value means your portfolio is too volatile

Reader Portfolio

Alexander, 42


Individual stocks

Exchange-traded funds

Cash and gold


Grow portfolio to meet large family expenses and provide additional income.

<p>Individual stocks</p><p>Exchange-traded funds</p><p>Cash and gold</p>

Alexander is 42 and lives in continental Europe with his wife and four young children. He works for an oil and gas company and earns around €200,000 a year. His wife does not work. They own their home, which is worth about €650,000 and have a mortgage of €300,000 on it.

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