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A portfolio to provide a £40,000 annual income

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Emma and Tim, 38



Self-invested personal pension


Grow portfolio to provide annual retirement income of £40,000

<p>Isas</p><p>Self-invested personal pension</p>

Emma and Tim are both 38. They have two small children and rent their home, splitting their time equally between the UK and Spain. Emma is not employed and home schools the children, while Tim earns around £120,000 a year, covering all their costs and allowing them to invest £1,000 a month.

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