-This reader wants to grow his assets to fund future education costs and retirement income
-It is important that he holds his investments tax-efficiently
-He should reduce his massive number of holdings
-He should ensure he has an appropriate overall asset allocation
General investment accounts and Isa invested in funds and shares, pensions, cash, residential property
5%+ annual return over long term, fund children's education/family costs, retire or reduce working hours at age 60, build up retirement income.
Oliver is age 37 and earns £70,000 a year. His partner also works, but does not have any investments. Their home is worth about £700,000 and has a mortgage of £250,000.