Portfolio Clinic 

A question of risk appetite

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John, 66


Isas and cash


5% growth a year, money for large expenses in retirement

<p>Isas and cash</p>

John is 66 and retired six months ago with a £200,000 lump sum and a £55,000 yearly income. He and his wife, who is also retired, own their home, which is mortgage-free and worth about £600,000. They also own some art worth about £25,000. They have two grown-up daughters with jobs.

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