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Reader Portfolio

David, 47

Description

Sipps, Isas and cash

Objectives

Buy a bigger house and save for children

<p>Sipps, Isas and cash</p>

David is self-employed and his income is erratic, but his wife has a state sector job with a steady income and final-salary pension scheme. They have three children and would like to move to a bigger house, but can't find something they both want and can afford.

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