Portfolio Clinic 

Don't rely on your portfolio making high returns

Reader Portfolio

Dave, 56

Description

Sipp, cash and property

Objectives

10 per cent total return a year to build up £900,000 pension fund in eight years and help children 

<p>Sipp, cash and property</p>

Dave is 56 and earns around £72,000 a year net of tax, and expects his earnings to keep pace with inflation until he is 65. He owns 50 percent of a business that makes pension contributions of £24,000 a year and his wife has a small local authority average salary scheme pension. Their home, which is worth around £825,000 has a mortgage of £400,000 on it, and his wife owns another property worth around £200,000.

To continue reading, subscribe today

and enjoy unlimited access to the following:

  • Tips of the Week
  • Funds coverage
  • Weekly features on big investment themes
  • Trading ideas
  • Comprehensive companies coverage
  • Economic analysis
Subscribe
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now