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Reader Portfolio

David, 60

Description

Funds, ETFs and shares held in Sipp, Isa, trading account and managed account, property and cash

Objectives

5 per cent annual total return for next six years, then 4 per cent annual total return


                <p>Funds, ETFs and shares held in Sipp, Isa,&nbsp;trading account and managed account,&nbsp;property and&nbsp;cash</p>

David is 60 and has recently left his job, but may work two days a week as a consultant for the next six to 12 months. Any income he makes from this will be invested in his self-invested personal pension (Sipp). He also has a defined benefit (DB) pension which pays out £11,400 a year after tax and covers his basic outgoings, as well as two other small pensions. He uses cash savings to pay for expenses such as holidays and buying cars. 

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