Portfolio Clinic 

Bonds offer limited value but should provide useful diversification

Reader Portfolio

Maurice, 52

Description

Sipps and Isas invested in investment trusts, cash, residential property, support children financially

Objectives

Retire in four to five years, pay off buy-to-let mortgages

<p>Sipps and Isas invested in investment trusts, cash, residential property, support children financially</p>

Maurice is a 52-year-old accountant who earns between £180,000 and £200,000 a year, and has two teenage sons. His wife manages their portfolio of eight buy-to-let properties, many of which they bought in 2008 and 2009, and give them a pre-tax income of about £60,000 after expenses and mortgage finance costs. Their main home is worth about £720,000 and has a mortgage on it of about £420,000.

To continue reading, register today

to enjoy limited access to the following:

  • Daily trading news
  • Funds coverage
  • Features on big investment themes
  • Comprehensive companies coverage
  • Economic analysis
Register
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now