Portfolio Clinic 

Beware of property and commodities

Reader Portfolio

David, 55


Sipp and Isa invested in funds and cash, residential property


Retire at 60, travel in comfort, have no money worries

<p>Sipp and Isa invested in funds and cash, residential property</p>

David is an accountant who earns £75,000 a year. His home is worth about £600,000 and has a fixed-rate mortgage on it of about £80,000, which he will have paid down in four years. David is age 55 and single.

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