Portfolio Clinic 

You can reduce IHT with careful planning and by making gifts

Reader Portfolio

David and his wife, 70

Description

Sipp and Isas invested in funds, shares and bonds, peer-to-peer loans, residential property, cash

Objectives

Reduce IHT children will have to pay

<p>Sipp and Isas invested in funds, shares and bonds, peer-to-peer loans, residential property, cash</p>

David and his wife are age 70 and have recently retired. They have two children and two grandchildren. Their home is worth £600,000 and has an outstanding interest only mortgage of £386,000 on it with an interest rate of 1.79 per cent.

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