Portfolio Clinic 

Can this mix deliver 6% growth a year?

Reader Portfolio

Richard, 34


Pensions, funds and shares, cash, residential property.


Retire at 60, supplement pensions income with £25,000 a year from investments, pay down mortgage early, help children with deposits for first homes, university costs, starting a business and weddings, investment growth of 6 per cent a year.

                    <p>Pensions, funds and shares, cash, residential property.</p>

Richard is 34 and earns £55,000 a year. He and his partner have pre-school age children, and their home, which is worth around £336,000, has a mortgage of £258,000 on it.

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