Portfolio Clinic 

Preparing for a retirement abroad

Reader Portfolio

Cheryl, 40


Isa and Sipp invested in funds and shares, residential property and cash


Retire in France, build up retirement fund over next 15 to 20 years, draw 5 to 6 per cent a year from investments from between 55 and 60, pay down mortgage on French property by time I retire

<p>Isa and Sipp invested in funds and shares, residential property and&nbsp;cash</p>

Cheryl is age 40 and self-employed, but has lost all her summer work following the cancellation of sporting events. She doesn't have a workplace pension, but has been investing in an individual savings account (Isa) for 18 months and recently started a self-invested personal pension (Sipp).

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