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Adam, 44

Description

Sipp and Isa invested in funds, workplace pension, cash, residential property.

Objectives

Retire by 60, £40,000 per year income in retirement, 7% per year investment growth, investments worth £1m by age 65.

<p>Sipp and Isa invested in funds, workplace pension, cash, residential property.</p>

Adam is age 44 and earns £95,000 a year. His wife does not have a job at the moment because they have pre-school-age children. They also have two businesses, one of which generates income of about £12,000 a year, which is reinvested into it. Their home is worth around £1m and has a £300,000 mortgage.

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