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How do I start to build a retirement fund?

Reader Portfolio

Liam, 23

Description

Workplace pension invested in multi-asset fund, specialist equity and bond funds, cash.

Objectives

Build up retirement savings, make the greatest possible total return over the next 40 years, set an appropriate asset allocation, build up three months' salary in cash.

<p>Workplace pension invested in multi-asset fund, specialist equity and bond funds, cash.</p>

Liam is age 23 and earns just over £52,000 per year. His biggest expense is his rent of £1,100 per month and he has no debts.

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