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Chris and his wife, 59 and 58

Description

Pensions, Isa and investment accounts invested in funds and cash, residential property, cash.

Objectives

Retire in December, invest cash, total return of 4% a year.

<p>Pensions, Isa and investment accounts invested in funds and cash, residential property, cash.</p>

Chris is age 59 and his partner is 58. He earns £56,000 a year, while she works one day a week. They have financially independent children. Chris’s partner owns their home, which is worth about £800,000 and is mortgage-free. Chris owns two buy-to-let properties worth about £310,000 each, which are also mortgage-free. They generate an income of about £21,000 a year and incur expenses of £5,000-£6,000 a year.

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