Reader Portfolios 

We are worried about a sharp market fall

Reader Portfolio

Jethro and his wife, 81 and 76

Description

Funds and shares within Isas and unwrapped, cash, residential property. 

Objectives

Supplement pensions income to fund discretionary spending, cover possible care home costs, leave assets to beneficiaries, invest cash, mitigate downside, reduce UK exposure.

<p>Funds and shares within Isas and unwrapped,&nbsp;cash, residential property.&nbsp;</p>

Jethro and his wife are 81 and 76, respectively, and have been retired for 15 years. They receive £50,000 a year from their state, former workplace and private pensions. They also receive dividends of about £20,000 a year, but this year these may fall to between £11,000 and £15,000. Their home is worth about £550,000 and mortgage-free. Jethro has three daughters and five grandchildren.

Join our community of smart investors

Subscribe today and enjoy unlimited access:

  • Comprehensive companies coverage
  • Actionable commentary, ideas and portfolios
  • Tools and data to help you manage and track investments.
  • Help managing your portfolio 
Explore subscription options
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now