Portfolio Clinic 

Do we have the right mix of holdings and risk?

Reader Portfolio

Seamus and his wife, 35

Description

Isa and pensions invested in funds and shares, cash.

Objectives

Buy a home worth up to £500,000, set aside cash for emergencies, retire by 2050 with no mortgage, income of £40,000 per year from investments in retirement, 3 per cent average annual return to grow investments to £1m by 2050, reduce sterling exposure, reduce holdings in higher cost active funds.

<p>Isa and pensions invested in funds and shares, cash.</p>

These readers want to buy a home next year and retire in 2050 mortgage free

They need to manage currency risk, and estimate how likely they are to meet their income target in retirement

They also need to reassess their risk appetite as their portfolio does not match what they say it is

To continue reading, subscribe today

and enjoy unlimited access to the following:

  • Tips of the Week
  • Funds coverage
  • Weekly features on big investment themes
  • Trading ideas
  • Comprehensive companies coverage
  • Economic analysis
Subscribe
Subscribe to Investors Chronicle

Subscribe today

Full access for just £3.37 a week:

• Tips and recommendations - to beat the market 
• Portfolio clinic & Mr Bearbull - build a well-planned portfolio 
• Expert tools - track and manage investments effortlessly
• Plus free delivery to your home or office

Subscribe Now