- These readers want to retire in two years on a net income of £100,000 a year
- They plan to supplement their pensions by selling their business premises and with VCT dividends
- But it might be better to transfer the property to a Sipp
How much should I invest in VCTs?
Reader Portfolio
David and his wife, 58 and 54
Description
Sipp and Isas invested in funds, pensions, VCTs, residential and commercial property, limited company, cash
Objectives
Retire in 2022 on net income of at least £100,000 a year, grow value of Sipp and pass on to son, keep costs and hassle to a minimum, sell business premises

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