Neha is 19 and has just started reading PPE (Politics, Philosophy and Economics) at the University of Oxford this year. Over the past five years she has amassed an investment portfolio worth almost £120,000.
She says: "All my money comes from my parents. They want me to learn how to invest for the long term and dad helps me - he is a doctor with little financial training but has learned over the years.
"My father invests on my behalf as I am a non-earner and do not have the knowledge. My dad put money into cash individual savings accounts (Isas) when I was 16 and has since used the whole allowance, including my Junior Isa. He will continue to fund it until I am able to do it myself.
"I aim to maximise returns as a very long-term investor as I have a lot of years to invest. I have no cash or bonds as I have time on my hands. The majority of the investments are either in self-invested personal pensions (Sipps) or Isas. Most of my investments are in investment trusts as I can use gearing to my advantage."
Sipps and Isas
Maximise returns
Neha's Portfolio