- Having a file with details of all your pensions gives an idea of how much you have for retirement
- Include non-pension assets because they may also contribute to your retirement income
- It's easier to keep track of a smaller number of pensions, so consider consolidating them
The government is developing an online hub in which you will be able to see information on all the UK pensions you have that are not currently paying out, annuitised or in drawdown, including the state pension. For those who have acquired a variety of workplace pensions over their careers, this 'pensions dashboard' should help you keep track of them and provide a better idea of how much you have saved up for retirement.
However, the launch of the dashboard has been delayed many times already, and the deadline for schemes and providers to connect to it is now not until 31 October 2026 (the dashboards may be accessible to the public earlier than this). The government is also working on plans to consolidate small pension pots, but again it could be some time before this is implemented.