Henry is 61 and has been investing for 20 years. In addition to his portfolio, he has investments worth about £230,000 with St James's Place, a final-salary pension of about £30,000 a year, and income from writing and books which goes up and down.
Reader Portfolio
Henry
61
Description
Sipp, Isa and trading account
Objectives
Increase capital and improve income
"With my self-invested personal pension (Sipp) and individual savings account (Isa) I am aiming to increase capital and reinvest dividends for a pension later in life," says Henry. "I am also looking to increase the capital of my unwrapped investments, but with these I want to maximise dividends to use as income. I would like to increase the income from this portfolio, as well as preserve capital.