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Temper your 'skew-whiff' expectations and diversify your portfolio

Our reader thinks he can get a return of 12 to 15 per cent a year, so needs to reset his expectations
June 1, 2017, Ian Forrest & James Norrington

Deepak is 37 and works full time in the field of cyber security. He is the sole earner in his family, so wants to generate a secondary income from high-interest cash accounts, property, equities and eventually his pension. He has been investing for two-and-a-half years, over which time his investments have achieved capital appreciation of 18 per cent.

Reader Portfolio
Deepak Uniyal 37
Description

UK, US and Indian shares, UK and Indian property, cash

Objectives

Live off investments in 8-10 years

Portfolio type
Investing for growth

"One of my 'big hairy audacious goals' is to develop my portfolio so that in eight to 10 years I can generate an income by just investing or re-investing in equities," says Deepak. "My aim is to get a return of at least 12 to 15 per cent a year from my equities portfolio.

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