- Recently drawndown pension
- Managing income to last a whole retirement
If you’re newly retired and beginning to take your money from your pension (this is known as drawdown), your portfolio asset allocation will depend on its value, your circumstances and your risk appetite.
Investors with over £1m might be happy with the allocation we have modelled for a portfolio of that size. If you have a smaller sum to last you throughout retirement, a more cautious approach is necessary.