- Low risk tolerance or appetite for risk
- Likely to want to sell out of a large portion of their portfolio within 3-5 years
- Retired investors with a lesser valued portfolio
Whether you’re getting started investing or you’re an old hand at playing the stock market, you can improve your returns – and take less risk – by choosing the right mix of investments.
To help you along, we’ve created three model asset allocations to suit investors that fall into each of the three main broad risk categories: Cautious, Medium Risk and Adventurous.