- Retired hobby investors who don’t depend on the portfolio for income
- Wealthy people who won’t need to crystallise losses after a bad period on the markets
- Few liabilities and stable income
Whether you’re getting started investing or you’re an old hand at playing the stock market, you can improve your returns – and take less risk – by choosing the right mix of investments.
To help you along, we’ve created three model asset allocations to suit investors that fall into each of the three main broad risk categories: Cautious, Medium and High risk.