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‘Can we have a £50,000 a year pension?’

Portfolio Clinic: Our readers have a myriad of pensions but need to find a way to fund an early retirement
May 19, 2023 and Rob Morgan
  • These investors want to retire in six to eight years
  • They want an income of around £50,000 a year
  • They want to invest via an ESG approach
Reader Portfolio
Matthew and his husband 57 and 48
Description

Pensions and Isas invested in funds, cash, residential property

Objectives

Retire in about six to eight years, income of around £50,000 a year, invest using an ESG approach

Portfolio type
Investing for income

Matthew is 57 and earns £50,000 a year, and his husband is 48 and earns £80,000 a year. Their home, which they bought in 2021, is worth around £730,000 and has a mortgage of £76,000 on a fixed rate of 1.5 per cent until August 2028. They are due to pay this off in six years. Matthew holds the majority share in their home.

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