Chris Dillow 

Portfolios for workers

Chris Dillow

Chris Dillow
Portfolios for workers

One of the big rules of investing is that what matters is our portfolio as a whole. We can cope with losses on one or two assets if they are offset by profits elsewhere, but perhaps not if they are accompanied by other losses. For many of us, however, one of our biggest assets – and for younger investors by far their biggest asset – is our human capital, our ability to earn a living. We should regard this as part of our portfolio of assets. And doing so overturns some conventional financial advice.

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